As an independent senior enjoying your retirement and health, we'd like to ensure that all your affairs are in order so your family and loved ones can rest assured that there will be no surprises for the day when you are no longer there.

This may seem like a grim statement, but the reality is that we all need to have specific plans in place before the inevitable happens. 

If you're not familiar with what advanced care directives are, keep reading. We shed light on all the need-to-knows so you can plan accordingly.